Welcome To Excel Benefits – An Independent Full-Service Employee Benefits Agency

For over 30 years, Excel Benefits has assisted our clients in implementing and managing competitive group benefits packages. Our team is committed to understanding the unique situation of each client to deliver optimal solutions for their needs. We take immense pride in the trust our clients bestow upon us and the responsibility to provide the professional, outstanding, and personable service they deserve.

We work for you, not the insurance carriers! Our clients’ protection, needs, and satisfaction are above all else!

Drawing from our extensive knowledge and using our time-tested experience, expertise and resources we ensure our clients are provided with the only highest quality benefits and services.

Whether you’re a small, midsize, or large business, we’ve got you covered. Contact us today, we’d love to learn about your company and how we can help!

Our Approach To Group Benefits & Insurance

Excel Benefits takes an analytical approach in working with our clients to provide them optimal solutions. We take special care to listen to their needs and expectations. While other firms may state that nothing can be done about unsavory premiums or suboptimal policy design, we refuse to settle. We see every obstacle as something that can be beaten. We look at every problem as having a solution – while it may not always be from point A to point B – that can worked out. We listen to the unique concerns, needs, and situation of each client to then work hard and creatively come up with a solution.

OUR 3 PILLARS OF SUCCESS

  1. Customer Service: Value-added customer service is one of our core principles and is at the heart of our agency.
  2. Carrier Relationships: Over the past 30+ years our firm has built solid relationships with all the major carriers as well as with many strong alternative carriers. These relationships allow us to work with an extensive network which translates into a comprehensive benefits package at a competitive price.
  3. Knowledge: Our proactive agents stay on top of the ever evolving and complicated insurance industry, making sure we give businesses the most competitive options available.

Comprehensive Group Benefits Solutions

We work with a vast network of carrier/vendor partners

  • Medical

  • Health Reimbursement Arrangement (HRA)

  • Dental

  • Life/AD&D

  • ERISA Wrap Documents

  • Legal Insurance

  • Commuter Spending Account (CSA)

  • Medical Gap

  • Vision

  • Group Voluntary & Supplemental

  • Health Savings Account (HSA)

  • Employee Wellness Programs

  • Pet Insurance

  • Lifestyle Spending Account (LSA)

  • Disability

  • Premium Only Plans (POP) / Section 125 Cafeteria Plans

  • Health Care Flexible Spending Account (HCFSA)

  • Dependent Care Flexible Spending Account (DCFSA)

  • Identity Theft Insurance

  • Employee Assistance Programs(EAP)

Comprehensive Group Benefits Services

All services listed are provided for each client

  • Enrollments

  • Claims Assistance

  • Policy Education & Advising

  • Benefits Admin Software

  • Expert Consulting

  • Dedicated Account Service Team

  • Assistance with ACA 1095/1094 Forms

  • Terminations

  • COBRA Administration

  • Assistance With Policy Management

  • Online Enrollments/Onboarding

  • Prompt Client Servicing

  • Paperless Enrollments

  • Carrier Website Assistance

  • Forms & Paperwork Assistance

  • Help With Billing & Invoices

  • Renewals

  • Customized Benefit Onboarding Booklets

  • Compliance/ACA Guidance

  • Open Enrollment Meetings

  • ID Card Assistance